*The interest rate advertised is based on the seller’s existing VA loan and may be subject to change. Assumption of the loan is contingent upon lender approval and the buyer meeting specific eligibility criteria. The VA loan assumption process may require the buyer to qualify based on credit, income, and other factors. Rates and terms are as of the current date and are subject to change without notice. Please consult with a licensed mortgage professional or lender for the most accurate and up-to-date information regarding eligibility and terms.